₹55 lakh remaining is not ₹55 lakh overdue.

Propalance, from Gnanalytica, is collections and buyer communication for Indian real-estate builders. Demands, verified receipts, bank reconciliation, construction updates and a portal in your own brand — from one ledger that your finance team and your buyers both trust.

₹45 L
verified paid, receipted
₹10 L
due next month
₹45 L
not yet billed

Overdue: ₹0. The buyer sees the same bar, the same numbers, on their phone.

From booking to receipt, with a second pair of eyes at every step that moves money.

  1. 1
    Book

    Unit, buyers, cost sheet and payment plan in one record. The schedule is cut from the plan.

  2. 2
    Demand

    A slab is signed off on site; finance reviews the draft demand; a second person approves it.

  3. 3
    Collect

    The buyer gets the demand on WhatsApp and email with verified bank details, and reminders that stop by themselves.

  4. 4
    Verify

    Every rupee is matched to the bank statement before it counts as paid. Duplicates and wrong amounts are caught.

  5. 5
    Receipt

    A numbered receipt is issued only for verified money, and the buyer’s statement updates the same minute.

Buyers stop calling to ask where their money went.

Every buyer gets a portal and an app in the builder’s colours: what is paid, what is due and when, every receipt and demand letter, photos from the site, visit bookings and a written line to their relationship manager. Reminders arrive on WhatsApp; nothing about money is ever said that the ledger can’t back up.

  • Report a payment with the UTR and a screenshot
  • Download receipts, statement and cost sheet
  • See each slab completed, with original dates kept
  • Book a site visit; get a calendar invitation
  • Raise a request and see the answer in writing
  • Choose WhatsApp or email, and opt out of offers

Controls you can show an auditor.

The rules live in the database, so they hold for the web app, the mobile app and anything you connect later.

  • A payment counts as paid only after it is matched to the bank.
  • Nobody approves their own demand, waiver, refund or newsletter.
  • The ledger is append-only: reversals, never deletions.
  • Changes to collection bank accounts are logged with who and when.
  • Promotional messages reach only buyers who opted in.
  • Each builder’s data is isolated in the database, not just the screen.

Your brand on every receipt, demand and newsletter. Your buyers, kept informed.

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